2018 has come to an end, and I am very excited for 2019, now that I am beginning to implement my All Seasons Portfolio from scratch. During January, I have made my first investment, and can also share one lesson of this experience which teaches the value of diversification and investing in index funds. Let's also take a moment to think about how to invest if you can only spare small sums each month. But more on that further down in this article. Let's begin with my first investment.
When starting to implement a portfolio strategy containing several assets, it may appear a challenge to decide where to begin - i.e. which asset to buy first. When making additional purchases down the road when the portfolio is up and running is more straight forward, but how to make that first purchase?
So, I am looking to have portfolio split into the pie chart here below, containing intermediate-term and long-term government bonds, stocks, corporate bonds, gold and commodities. In the long run, it will not matter where to begin, as the most important part of investing is getting started.